There are a number of excellent reasons to pursue individual dental insurance with Medavie Blue Cross. Some of the following reasons may apply to you:
- Your current plan through your job does not include dental coverage
- You do not receive supplemental coverage at work
- You want more coverage than that you receive through your existing dental plan
If any of these situations reflect your life, Blue Country Insurance has a plan tailored for your needs. Our Medavie Blue Cross dental plans are designed to meet the needs of individuals and families who do not have or want to strengthen their dental insurance.
There are a number of plans available, and the cost varies along with your age, gender and the number of people in your family.
Why Choose Dental Insurance?
Regular dental care can be important to maintaining your oral health and overall well-being. Seeing a dentist on a regular basis can help to keep your gums and teeth healthy, and untreated dental problems can lead to serious overall health concerns. For example, cavities and gum disease are linked to diabetes, respiratory disorders, stroke, heart disease and other serious illnesses. However, many people delay the dental care they need because of the associated costs, especially if they do not have insurance.
Dental insurance can help to cover the cost of routine annual dental checkups and cleanings as well as other services like X-rays, extractions, fillings, orthodontics, dentures and other services. In addition, having dental insurance can provide peace of mind that you can afford dental care if an issue or emergency arises.
Despite this fact, many people in Saint John and millions throughout Canada do not have the dental insurance they need. Provincial health plans are limited and primarily cover specific services for only certain groups of people. Children can benefit the most from provincial dental coverage, although most of these programs do contain family income restrictions. However, even children do not receive all of the dental care they may need through provincial coverage. Programs vary widely by province in terms of the services covered, the ages of the children who can be enrolled and the extent of the cost reimbursement. Some provincial plans do not provide coverage for fillings and extractions, for example.
You can learn more about the provincial dental plans in New Brunswick and across Atlantic Canada at the links below.
Nova Scotia Children’s Oral Health Program: https://novascotia.ca/dhw/children-dental/
Newfoundland Children’s Dental health Program: http://www.health.gov.nl.ca/health/dentalservices/general_info.html
New Brunswick Healthy Smiles, Clear Vision Program http://www2.gnb.ca/content/gnb/en/departments/social_development/promos/healthy_smiles_clear_vision.htm
Dental Insurance Can Benefit Your Family
These provincial dental plans only provide coverage for some of the necessary dental care for children. Kids can easily require other routine services that are not covered, including:
- Fillings, which are excluded from some provincial plans for children
- Additional cleanings
- Orthodontic services like braces
If you and your children need these services or if your children do not have coverage through a provincial plan, you will have to pay out of your own pocket for these dental expenses. The costs can add up quickly, especially when orthodontics is involved.
With dental plans from Medavie Blue Cross, you can get the coverage you need starting at only $33.09 each month!
Stand Alone Dental Insurance from Medavie Blue Cross
70% Dental Coverage
|Restorative Dental Care||70%|
|Root Canal Therapies||70%|
|Accidental Death or Dismemberment Coverage|
You can also opt for the Elements plan, which provides more comprehensive dental coverage, including periodontal services, crowns, implants, bridges and dentures in addition to orthodontics for children under 18.
*Blue Country Insurance can help you with all of your dental insurance needs in Saint John, New Brunswick, and Atlantic Canada.
We have been providing Saint John dental insurance plans since 1999 for New Brunswick and all of Atlantic Canada.
We can help you to find the plan that is perfect for your needs today. We provide uniquely tailored dental plans for individuals, couples and families.